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Welcome to Belellano Insurance Services! We are a full brokerage insurance agency that offers the following insurance products.

We make it our job to find the best products for you, your family, and your business so you don’t have to! Make sure to contact us for an appointment to discuss your needs. We look forward to working with you to provide you with exactly what you need.

Octavio Cortez began work with Belellano Insurance Services because he saw a need in his local community of El Centro, CA. He has a passion for helping others as much as he can, and wants everyone around him to experience life to its fullest. Understanding the insurance system and purchasing the right plan can be very complicated and stressful, so Octavio has worked to make Belellano Insurance El Centro’s premier Covered California agency!

Get in touch with us today to talk to Octavio or one of our specialists about Covered California, Medicare, Obamacare, and any other insurance services. We never want anyone to miss out on the health and medical insurance coverages they need, so we will always work with you to find the best plan for your needs and your budget. Our office in El Centro is full of friendly people who are here for you. Give us a call or come in and visit us, and we will give you the help you need!

What is Covered California and Medi-Cal?

Covered California is a service that brings brand-name health insurance services to California residents under the Patient Protection and Affordable Care Act. This is a free service that can provide you financial help when you buy health insurance. When you apply, you may qualify for a discount on a health plan through Covered California, or receive health insurance through California’s Medi-Cal program. The Medi-Cal program is California’s Medicaid program. This helps serve low-income individuals, families, seniors, individuals with disabilities, children, and more. If you qualify for Covered California or Medi-Cal, you will receive high-quality insurance services at a discounted price. Belellano Insurance Services is glad that we are able to serve our El Centro community by providing Covered California and Medi-Cal. If you have any questions about these services, get in touch with us! We want all of our clients and neighbors to have the care they deserve.

Belellano Insurance Services is a world-class insurance service in El Centro, California. We provide our clients with supreme quality insurance, help, and customer service. We don’t want anyone to get confused or caught up in finding the right insurance solutions, so we are here to help you in any way that we can! We offer a wide array of insurance services to our customers. Let us help you find the plan that is right for you. We want you and your family to be taken care of in all situations! Come on in to our office today or give us a call so we can start the process of making sure you are covered.

Services We Provide

We have worked hard to give you as many options as possible for your insurance. Learn a little bit more about each of the services we provide, and how they can impact your life.


With the Affordable Care Act — or Obamacare — millions of Americans finally have access to healthcare at affordable rates. If you do not have healthcare through your employer, you may qualify to receive an Advance Premium Tax Credit (APTC) to help you pay your monthly insurance premium.

You may also qualify for Medi-Cal, which is California’s Medicaid healthcare program. This program is for adults and children with limited income and resources. You can apply for Medi-Cal benefits regardless of sex, race, religion, color, national origin, sexual orientation, marital status, age, disability, or veteran status.

Find out if you qualify for either of these programs during the open enrollment period, or purchase your own health plan directly from insurance companies. Contact Belellano Insurance Services today, and we will help you discover what option is the best for your needs!


There are several types of life insurance, but they generally fall into the two categories of term insurance or permanent insurance. 

  • Term Insurance: This type of insurance is designed to meet temporary needs. It provides protection for a specific period of time (the “term”), and usually will only pay out if you die during the term. This type of life insurance is great for providing coverage until a child graduates college, or if you only need coverage until a large debt is paid off.
  • Permanent Insurance: This variety is also classified as whole or universal life insurance. It provides lifelong protection as long as you pay the premiums and do not take any loans, withdrawals, or surrenders. Since this coverage is designed to last your whole life, it accumulates value over time and is priced for you to keep it for a long period of time. This is a great option for individuals with long-term goals.

Each person has different needs and desires, so finding the right type of life insurance coverage can be difficult. Visit us, and we will help you find the right life insurance solution for your situation!

Mortgage Life Insurance

Your home is most likely your most valuable investment. With mortgage life insurance, you can help protect your home and your loved ones! If there is an unexpected death in your family, the remaining family members may be unable to pay the monthly mortgage payments, and could lose the home. This is avoidable if you purchase a mortgage life insurance policy! Once the insurance proceeds are received by family members, they will be able to pay off the mortgage or continue sending monthly payments. Give us a call today to discuss mortgage life insurance possibilities for you! 

Employee Benefits

Do you own a business? You will need to provide your employees with health insurance options! The types of insurance you offer will vary depending on the size of your business. Get in touch with our team, and we will work with you to provide a comprehensive health insurance plan for your workers, so they can receive the coverage they deserve!


Dental insurance is unlike most forms of insurance. Its low cost makes it easily accessible to a wide range of individuals, and its benefits are often used frequently. Most dental insurances encourage regular checkups, and will usually pay for them in part or in full. When you need more expensive procedures like fillings, crowns, or orthodontic work, your dental insurance will be there to provide you with benefits that you need! Work with Belellano Insurance today to find the dental services that are right for you and your family, so you can have happy, shining teeth for years to come!


Vision insurance is very comparable to dental coverage. It is generally inexpensive, and it will cover routine checkups. Many vision insurance plans will even cover yearly prescription lenses for glasses or contacts in part or in full. If you have more serious vision needs, then your vision insurance will be there for you. We can help you find the best way to give your eyes the care that they need. Your eyes are very important, so take care of them now! 

Carriers We Offer

Belellano Insurance Services is glad to be able to work with the following premium insurance providers. Click the links below to learn more about the services each one provides, or call us today to receive a free and custom insurance quote that will cover all of your needs.
  • Anthem Blue Cross — find individual, Medicare, and employer group plans
  • Blue Shield of California — apply for medical, dental, or vision insurance in California
  • Delta Dental — dental coverage with a nationwide network
  • Dental Health Services — quality, affordable dental coverage for individuals and families
  • Health Net — discover health insurance plans for individuals and families
  • MetLife — bypass confusion and find the right health plans for you and your family
  • Molina — providing Medicaid and Medicare to those that need it
  • Protective — life and retirement insurance services for families
  • Prudential — helping people and businesses with their insurance needs
  • Transamerica — prioritize your future to work towards security
  • VSP — great doctors, quality eyewear, and affordable care
Contact us now to learn more about any of these providers! It would be our privilege to work with you to help you find a comprehensive solution for all of your health needs. All of our providers offer great benefits for our customers in El Centro. Let Belellano find the best solution for all of your needs and the needs of your family!

The unexpected can and will happen, but that’s okay! When life doesn’t go as planned, we are here to help! We love our city of El Centro, CA, and we want to make it a better, safer, and more friendly place to live and do business. Insurance services are very complicated, and they can cause a lot of headaches. We decided to step up and handle all of the complexities for you, so you can relax and enjoy your life. To start receiving the benefits you need and deserve, follow this simple 3-step process:

  • Contact Belellano Insurance Services
  • Receive a free and personalized quote from our helpful staff
  • Live care-free and worry about the things that matter most like family, work, school, and more!

We cannot wait to hear from you! We want to provide help and guidance to our neighbors and our community. When you or your loved ones are in need, know that you can count on Belellano Insurance! From medical insurance to life insurance and everything in between, we will make sure you can receive the care you need at an affordable price! Call us now or visit our office in El Centro to get started.

Looking for coverage? Submit a quote for quick, accurate and affordable rates.

We help you find the right insurance plans to fit your needs and budget.

The best way to find the life insurance that makes sense for your particular needs.

Offering a competitive benefit package can give you the edge you need to hire well.

Contact Us Today!

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