Dental & Vision
Vision insurance refers to a contract between a consumer and an insurance organization which provides vision care in return for a premium. In exchange for their premium payments, consumers usually receive eye examinations and corrective eyewear. The eye exams are given by doctors and clinics contracted with the insurance organization. Exactly how most of the fees in the plan are covered varies according to the specifics of the vision plan.
Even if you have perfect vision, proper preventative eye care is an essential practice to help ensure the health of your vision in the years to come. The most important step to preventative eye care is receiving routine examinations from a qualified eye care professional. Individuals between the ages of 20 to 40 are recommended to receive an exam at least once every 5 years, provided no noticeable visual changes or injury has occurred. Individuals over the age of 40 should have an exam every 2 years.
Plan features and benefits will vary depending on the provider, but the features that are typically discounted include:
- Eye examinations
- Surgical procedures — including lasik procedures where available.
- Glasses frames
- Glasses lenses
- Contact Lenses
- Non-prescription sunglasses
Contact Belellano Insurance today for more information about vision insurance!